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When President Trump called for a one‑year cap on credit card interest rates at 10 percent — about half the current average of 22 percent — it reignited a familiar debate. Should the government step in to protect consumers from…

A future where global finance runs on-chain with stablecoins as the medium of exchange may be closer than we imagined a few months back. Following the recent passage of the GENIUS Act, major international organizations (e.g, Bhatt, 2025; BIS, 2025;…

